Reluctant to obtain that loan as it appears complex?

Reluctant to obtain that loan as it appears complex?

Exclusive Offer


Item Information


  • You should be a Hong Kong resident
  • You really must be at the least 18 years of age
  • You’ll want an income that is monthly of minimum HKD5,000

Simple tips to use

Current consumer

New client

Application Hotline

Document Upload

Basic steps for loan application via HSBC HK Mobile Banking software

Submit an application for one from the HSBC HK Cellphone Banking application and experience a cleaner, easier application for the loan process.

  1. Log in to the version that is latest associated with mobile banking application
  2. Tap the menu club from the left that is top
  3. Select ‘Personal Instalment Loan’ under ‘Products & solutions’

Note: The display display screen shows and also the pictures of this web site are for illustration and reference purposes just.

Loan resources and solutions

Publish supporting document for unsecured loans application

Which HSBC solution that is lending your right match?

Locate a suitable loan item to complement together with your particular requirements by responding to a couple of easy concerns.

Personal Loans Comparison

An evaluation of Tax Loan with Instalment Loan.

Smart great tips on loans

Discover tips about how to borrow sensibly.

Associated services and services and products

Private Instalment Loan Redraw

Redraw against your loan and never having to re-apply.

Revolving Credit Facility

Pay just interest regarding the credit you employ in place of a set month-to-month repayment.

Consolidating the money you owe

Clear the money you owe faster utilising the Personal Instalment Loan Balance Consolidation Program.

Money Instalment Arrange

Supplemental income and monetary freedom to realise your individual objectives. Transform your available credit limit into immediate cash or transfer the balance that is outstanding other bank cards to your HSBC bank card account.

To borrow or perhaps not to borrow? Borrow only when you’ll repay!

Important info


  1. Only relevant to clients who successfully submit an application for and drawdown the mortgage through the period that is promotional an approved loan level of HKD800,000 or above. Month-to-month rate that is flat 0.13% and Annualised portion Rate (APR) is 2.92% for the payment amount of one year. The APR is determined method that is using in appropriate instructions given because of the Hong Kong Associations of Banks, and it is curved up or down seriously to the nearest two decimal places. An APR is just a guide price, which include all relevant rates of interest, charges and fees associated with product, expressed as a rate that is annualised.
  2. An Qualified Customer must submit an individual Instalment application for the loan via HSBC website www. to qualify for HKD100 cash rebate beneath the Online Exclusive Offer for private Instalment Loan or HSBC private Web Banking therefore the loan of HKD100,000 or above should be authorized through the marketing Period. An Eligible Customer must submit supporting document(s) required by the Bank for a Loan application and the Loan of HKD100,000 or above must be approved during the Promotional Period to be eligible for HKD100 cash rebate under the Document Submission Offer.
  3. Applications need to be submitted throughout the Bank’s solution hours (Monday to Friday: 9 am – 8 pm, Saturday: 9 am – 5 pm, Sunday and general general public breaks: 12 noon – 12 midnight, or branch’s that is individual hours) with all needed information (including without limitation a legitimate HSBC bank account quantity) and papers. The real turnaround time begins when most of the needed info is effectively input to the Bank’s application assessment system and also the Bank may possibly provide the moment application result and fund disbursement. Processing time can vary greatly in a few full situations according to the actual circumstances of specific applications.
  4. Minimal redraw is HKD3,000 and you’ll want had an individual Instalment Loan take into account at the least a couple of months. The financial institution reserves the final right of permitting clients to redraw or otherwise not and contains sole discernment to figure out the redrawn amount and tenor.
  5. Please be aware us and will not process any application that was referred by a third party under beneficial arrangement that we do not appoint any third parties to refer Personal Instalment Loan applications to. For enquiry, please phone our hotline at (852)2233 3000.

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